Spendify is a personal finance companion built for India. It auto-imports
your bank SMS, listens when you speak, and settles group splits in real time
— with calm numbers, honest trends, and zero streaks. Be one of the first
three thousand to use it.
1,840 people on the list — joining from Bangalore,
Bombay, Delhi, and a few quiet villages in between.
9:41
Good morning, Anika
Safe to spend today
₹1,240
62% of April budget · ₹18,720 left
Today
☕
Blue TokaiCoffee · 9:12 AM
−₹320
🛵
RapidoAuto · 9:48 AM
−₹78
🥗
ZomatoLunch · 1:24 PM
−₹412
Goa trip · 4 people
Akash owes you ₹1,820
SMS auto-imported · ICICI
Group split saved
As featured in
Inc42YourStoryThe KenEntrackrMoneyControl
What it does
Four small habits.
One quiet ledger.
Most money apps want your eyeballs. Spendify wants your attention back.
Every feature is built to be opened briefly and trusted deeply.
VM-HDFCBK
Rs.412.00 spent on HDFC Card xx4521 at ZOMATO on 14-04-26.
🥗
ZomatoFood · 14 Apr
−₹412
SMS auto-import
Spendify reads transaction SMS from Indian banks on-device — HDFC, SBI, ICICI, Axis, Kotak, Paytm — and turns them into a clean ledger. Nothing leaves your phone.
“three twenty at blue tokai”
Coffee₹320
Voice entry
Tap the mic and say it like you mean it. ‘Three-twenty at Blue Tokai.’ Spendify fills in the amount, merchant, and category before you put your phone down.
Goa trip · 4
APRN
Akash owes you₹1,820
You owe Pia₹240
Group splits
Trips, flatmates, dinners. Create a group with a 6-character code, log a split, and Spendify nets out who owes whom — in real time, across phones.
Eating out
₹6,400 / ₹8,000
Heads up — 80% of your monthly limit.
Goa trip ✈️
₹22,000 / ₹40,000
Goals that nudge, not nag
Set spending limits per category and savings targets with deadlines. Calm pings at 80% and 100%. A celebration when you cross the line you wanted to cross.
How early access works
Three steps.
One unhurried rollout.
01
Get the invite
Drop your email below. We send a TestFlight or Play Store invite the day your wave opens.
02
Set your shape in 90 seconds
Pick your currency, occupation, monthly budget, and the categories you actually use. Skip anything you don’t.
03
Live with it
Auto-import, voice entries, group splits, gentle alerts. The app gets out of your way and stays out.
From the private beta
“It’s the first money app I haven’t deleted in a week. The SMS import alone saved me a whole evening of catching up.”
Aarav, BengaluruProduct designer
“Group splits used to be an Excel ritual after every trip. Now it’s done before we land.”
Pooja, MumbaiFounder
“No streaks, no badges, no dark patterns. It just shows me my money. Thank god.”
Rohit, DelhiEngineer
The list closes when we hit three thousand.
Drop your email and we’ll send your invite the day your wave opens. We won’t
mail you about anything else.